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Financial Management Education for The Student Agricultural Activity Unit Based on Eco-Managerial Farming at Al-Hadi Islamic Boarding School
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ABSTRACT
The structural crisis of youth farmer regeneration is a major challenge for Indonesia's agricultural sector; the 2023 Agricultural Census noted that millennial farmers account for only 21.93% of the total national farmers, while the national financial literacy rate has only reached 49.68%. A similar condition is found in Al-Hadi Islamic Boarding School, Serang Regency, which possesses significant land and student (santri) potential yet lacks a structured financial management system for its farming business unit. This community service program aims to establish an Agriculture Student Activity Unit (Unit Kegiatan Santri-UKS) based on eco-managerial principles while strengthening the financial literacy and farm cost analysis capabilities of the santri. Utilizing a Problem-Based Learning approach combined with experiential learning through four stages—diagnosis, intervention, application, and evaluation—the program was implemented through the establishment of the Agriculture UKS on May 18, 2026, and a financial management workshop on May 22, 2026, for 32 santri, covering the separation of personal and business finances, cost classification, daily cash book recording, and production cost estimation. Pre-test and post-test results showed an increase in understanding scores from 37.8% to 79.8% (a gain of 42 percentage points), with the proportion of santri in the high-understanding category increasing to 81.2% and an average participant satisfaction score of 4.45 out of 5. This program has proven effective in building the agribusiness financial literacy of santri and offers a replicable pesantren-based financial education model.
Keywords: Farm Financial Literacy, Farm Cost Analysis, Student Activity Unit, Eco-Managerial Agriculture, Food Security.
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DOI: https://doi.org/10.33024/jkpm.v9i9.27420
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